Jennifer asked:

I’m not in terrible debt but im 20 years old and can’t budget and can barely pay my car note… i need to get out of minor debt and get on the right track but i’ve been hearing that those debt-free ads are just scams… can someone please give me a couple good debt helping companies who won’t pocket all my money and make my credit worse??

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Windy asked:

Also, Do debt consolidation companies include federal educational loans into the consolidation?

If you have a federal student loan, and the loan company offered a 1800 # for a consolidation company to take the loan and pay it?

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E D asked:

If you have under 8,000 worth of debt, but only collect sickness money every month to pay the bills how much might the monthly payment be after they consolidate ? Will a debt consolidation company help a client of this description ?

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Cal asked:

Whats the most well known?

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benjn00 asked:

I have a $5000 bill with a state university and must have it paid before I can attend classes. I’ve used my federal student loan eligibility, and have been told that federal student loans cannot be used to remove past bills anyways (nor can student loan consolidators take the debt).

I’m very close to graduating, just an error in judgement on my part caused a semester’s worth of student loans to be rescinded and the bill (with huge interest) has sat at the university for a few months without my knowledge.

So, I’d like to see if a standard debt consolidator would take the bill – and if not, where else I may turn. This is a pretty huge problem for me.

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only 1 asked:

I am considering looking into debt consolidation. My student loans are being garnished by ed fund from my wages. they have also just taken my Ca state income tax check. If I do debt consolidation, will they be able to stop my wages from being garnished?

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~sweetheart_kisses~ asked:

i know how a debt consolidation company works and once they pay off my debt i pay them back in monthly payments.

But do they help/offer helping you pay off your child support debt and student loans?

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Splash asked:

?
If you already have 1 student loan for under 5,000

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E G asked:

In a debt consolidation program is it likely that you will be able to obtain additional credit?
for example a debt consolidation for a student loan.

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DesperateSpender asked:

I have several credit cards, more than 6mo. Past zur

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E.K. asked:

I am a student and I will be going back to school soon. I have FINALLY been offered this awesome financial aid package which includes grants, scholarships, and government loans. My only problem is that they require me to go to school full time. This will decrease my monthly income because I will not be able to work as much. I have having trouble making the monthly payments on my credit cards… but I am currently current. A debt settlement program says that it will mess up my credit in the short run, but that I will have better credit in the end once the balances have been paid in full. I need some way to reduce my monthly expenses… and negotiating myself means payments that I cannot afford! I just want to make sure that this would not bar me from obtaining new Stafford loans every year for school.

http://budurl.com/9khn

CHRIS V asked:

My brother has some outstanding tuition debt that is owed to the university he went to. He now has a collection agency writing and calling him. I know a fair amout about collections/risk/recovery, but I’ve never had any experiences with tuition debt. Will these agecies settle on tuition debt? Keep in mind…this isn’t a student loan, it just money owed to the university. Any feedback is appreciated.

http://budurl.com/w652